Terms & Conditions

These Terms & Conditions govern your use of services offered by Cafe Pan Service. By registering an account or using any service on this portal, you agree to the terms below.

1. Account Responsibility

You are responsible for keeping your login mobile number and password confidential, and for all activity carried out through your account.

2. Services

Cafe Pan Service provides PAN Card, recharge, insurance, AEPS, money transfer and related services through this portal. Availability and pricing of each service may change without prior notice.

3. Wallet & Payments

Wallet balances are used to pay for services on this portal. Amounts debited for a completed service are non-refundable except as described in our Refund Policy.

4. Prohibited Use

You may not use this portal for any fraudulent, unlawful, or unauthorized purpose, or attempt to interfere with the normal operation of the platform.

5. Changes to These Terms

Cafe Pan Service may update these Terms & Conditions from time to time. Continued use of the portal after a change means you accept the updated terms.

6. Contact

For any questions about these terms, contact Cafe Pan Service at 1234567890 , XYZ West Bengal .